At the end of the year I square up my donations in order to meet the fuzzy target I set for that year. There is really no reason why I need to do this by the end of the year. It is mostly a habit from back when there was a tax advantage to donating smaller amounts while using the standard deduction.
Here is my general methodology:
Throughout the year when anyone I know (friends, family,... [read more]
In 2018, my buddy Jory John was nudging me to read and listen to some personal finance stuff that was going around. I enjoyed it, and it was a wake up call for me to get my ducks in order.
I made plans to aggressively pay off our debts, learned how to methodically save, consolidated my accounts, and figured out index fund investing for retirement (which I had always felt daunted by).
After... [read more]